LyteWire LogoLyteWire
10+ Blockchains • 50+ Tokens • 4 CBDCs

One Payment Rail.Every Blockchain. Every CBDC.

The multi-blockchain, multi-CBDC payment infrastructure for governments, merchants, and consumers. Settle across Ethereum, Solana, Stellar, and 7 more chains in under 3 seconds. Fees from 0.3% – not 3%.

Cross-Chain BridgeCBDC Payments0.3% FeesEnterprise API
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Blockchains
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Tokens & CBDCs
<3s
Settlement
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Corridors

Supported Blockchains

o
opBNB
E
Ethereum
P
Polygon
B
BSC
A
Arbitrum
B
Base
X
Stellar
H
Hedera
S
Solana

Government CBDC Payment Rails

🇦🇪

Digital Dirham

UAE

Live
🇳🇬

eNaira

Nigeria

Live
🇪🇺

Digital Euro

EU

Live
🇬🇭

eCedi

Ghana

Live
Web3 + Web2 Payments

Blockchain Power, Banking Simplicity

You don't need to understand crypto – just enjoy the benefits: faster settlements, lower fees, and full transparency.

Multi-Chain Settlements

10+ blockchains, one API. Settle on Ethereum, Polygon, Solana, Stellar, and more — in under 3 seconds.

10+ chains supported

0.3% Merchant Fees

90% less than Visa/Mastercard. Accept 50+ tokens on any chain, auto-settle in your preferred currency.

Save up to 90%

Cross-Chain Bridge

Move assets between chains seamlessly. Bridge from Ethereum to Solana, BSC to Polygon — one click.

Any chain ↔ any chain

CBDC Payment Rails

Connect to Digital Dirham, eNaira, Digital Euro, and eCedi. Government-backed digital currencies, natively.

4 CBDCs live
UAE's First Licensed AED Stablecoin

Meet AE Coin

The UAE's first CBUAE-licensed Dirham Payment Token. Every AE Coin is backed 1:1 by real AED held in regulated custody.

CBUAE Licensed

First licensed AED Dirham Payment Token

100% Backed

Every token backed 1:1 by AED in custody

Multi-Chain Native

Available on opBNB, Ethereum, BSC & Polygon

CBDC Compatible

Bridge to Digital Dirham, eNaira, Digital Euro

AE

1 AE = 1 AED

100% Reserve Backed

Available on

10+ blockchains

Why Blockchain?

You Don't Need to Understand Crypto

But here's why it makes your money work better. LyteWire handles all the complexity – you just enjoy the benefits.

Traditional Banks

  • 2-3 day settlements
  • 2-3% merchant fees
  • Single network lock-in
  • No CBDC support
  • Single currency

LyteWire (Blockchain)

  • 3 second multi-chain settlement
  • 0.3-0.5% on any chain
  • 10+ blockchains, one API
  • 4 CBDCs: Dirham, Naira, Euro, Cedi
  • 50+ tokens + cross-chain bridge

Powered by 10+ blockchains – opBNB, Ethereum, Polygon, Solana, Stellar, Hedera & more

Web3 Features

Crypto Power, Simple Experience

Multi-token payments, social identity transfers, and gasless transactions – all without the crypto complexity.

Multi-Chain Wallets

One wallet, every blockchain. Hold assets on opBNB, Ethereum, Polygon, Solana, Stellar, Hedera, and more.

50+ Tokens & CBDCs

AE Coin, USDT, USDC, ETH, SOL, MATIC, and 4 CBDCs — Digital Dirham, eNaira, Digital Euro, eCedi.

Cross-Chain Bridge

Bridge assets between any supported chain. Ethereum ↔ Solana, BSC ↔ Polygon — instant and secure.

Social Payments

Send to @twitter handles, ENS domains, phone numbers, or emails. No wallet address needed.

Dynamic QR Invoices

Price in AED, accept any crypto. Auto-conversion to AE Coin for merchants.

Crypto Debit Cards

Spend your crypto anywhere. NFC-enabled virtual cards + optional physical cards.

Family Accounts

On-chain parental controls, spending limits, and Zakat tracking. Shariah-compliant.

Solutions For Everyone

Built for You, Your Business, Your Enterprise

Whether you're sending money to family or processing millions in payments, we've got you covered.

Personal

Send any token on any chain to friends using their phone number. Bridge between chains. No gas fees.

  • 10+ chain wallets
  • Cross-chain bridge
  • CBDC payments
  • Gasless transactions

Merchants

Accept 50+ tokens across 10 blockchains. Auto-settle in your preferred currency — AED, EUR, USD, or CBDC.

  • Any chain, any token
  • 0.3-0.5% fees
  • 3-second settlement
  • Multi-currency settle

Enterprise & Government

White-label multi-chain payment rails. CBDC integration for central banks. Full compliance across 30+ jurisdictions.

  • CBDC rails for govts
  • Multi-chain treasury
  • Travel rule compliant
  • 30+ jurisdiction coverage
Simple Process

Get Started in Minutes

No paperwork, no branch visits, no waiting. Just download and go.

01

Sign Up in Seconds

Create your account with just your phone number. No paperwork, no branch visits.

02

Add Funds

Top up via bank transfer, card, or receive money from others instantly.

03

Start Transacting

Send money, pay bills, shop online, or accept payments – all from one app.

04

Grow Your Money

Earn rewards, get cashback, and access exclusive offers as you use LyteWire.

Islamic Finance Features

Shariah-Compliant Digital Finance

Built for the Muslim community with Ramadan mode, Zakat tracking, and family-first finance features.

Ramadan Mode

Auto charity suggestions with 2-5x donation multipliers

Zakat Calculator

Track wealth, calculate obligations, donate directly

Verified Charities

UAE-approved organizations with on-chain receipts

Family Finance

Parental controls, allowances, no interest features

Customer Love

Trusted by Thousands

See what our customers have to say about their LyteWire experience.

"LyteWire has transformed how I accept payments. Customers love the QR code feature, and I get my money instantly instead of waiting days."

A

Ahmed Al-Rashid

Restaurant Owner, Dubai

"I use LyteWire to invoice clients globally. The low fees and instant settlements mean I keep more of what I earn."

S

Sarah Johnson

Freelance Designer

"We integrated LyteWire API in a day. The documentation is excellent and their enterprise support is top-notch."

M

Mohammed Hassan

Tech Startup CEO

Transparent Pricing

Simple, Fair Pricing

No monthly fees. No hidden charges. Pay only when you transact.

P2P Transfers

Free

Merchant (Starter)

0.5%

Cross-Chain Bridge

0.1%

CBDC Settlement

0.15%

Got Questions?

Frequently Asked Questions

Everything you need to know about LyteWire

LyteWire is a multi-blockchain payment infrastructure spanning 10+ networks including Ethereum, Polygon, Solana, Stellar, Hedera, and more. Unlike Visa/Mastercard that take 2-3 days and charge 2-3% fees, LyteWire settles in under 3 seconds with fees as low as 0.3%. We support 50+ tokens, 4 government CBDCs, and cross-chain bridging — all through a single API. Blockchain speed meets banking simplicity.

LyteWire supports 10+ blockchains: opBNB, Ethereum, Polygon, BSC, Arbitrum, Base, Stellar, Hedera, and Solana — with more being added regularly. We also natively integrate 4 government-backed CBDCs: Digital Dirham (UAE), eNaira (Nigeria), Digital Euro (EU), and eCedi (Ghana). Our cross-chain bridge lets you move assets between any supported chain seamlessly.

Not at all! LyteWire abstracts all blockchain complexity. Send money using phone numbers, emails, or @usernames — no wallet addresses needed. Our smart routing automatically picks the best chain for speed and cost. We handle cross-chain bridging, gas fees, and currency conversions behind the scenes. It works just like any payment app, but faster, cheaper, and across 10+ blockchains.

LyteWire supports 50+ tokens across 10+ blockchains: stablecoins (USDT, USDC, FDUSD, DAI), native tokens (ETH, SOL, MATIC, BNB, HBAR, XLM), our AE Coin (1:1 AED-backed), plus 4 CBDCs (Digital Dirham, eNaira, Digital Euro, eCedi). Our cross-chain bridge allows seamless movement between chains, and merchants can auto-settle in their preferred currency.

When a customer pays with any supported token on any blockchain, our multi-chain settlement engine automatically converts and settles to your merchant wallet in under 3 seconds. You choose your settlement currency — AED, EUR, USD, or any CBDC. Whether the payment arrives via Ethereum, Solana, or Stellar, you receive guaranteed value. Fees start at 0.5% (Starter) and go down to 0.3% (Enterprise).

LyteWire maintains compliance across 30+ jurisdictions. We hold VARA and CBUAE licenses for the UAE, GDPR/PSD2/AMLD5/MiCA compliance for Europe, and SEC of Nigeria authorization. Our compliance engine handles travel rule enforcement, sanctions screening, and data residency requirements automatically. Smart contracts are audited, and we maintain 100% reserve backing with daily on-chain attestations across all chains.

Still have questions?

VARA Licensed
CBUAE Compliant
Audited Contracts
30+ Jurisdictions
10+ Blockchains
CBDC Integrated

Ready for Multi-Chain Payments?

Join governments, merchants, and users across the Middle East, Africa, and Europe. 10+ blockchains. 50+ tokens. 4 CBDCs. One payment rail — settle in 3 seconds, not 3 days.

10+ blockchains • 4 CBDCs • 0.3% fees • 30+ jurisdictions compliant • Cross-chain bridge