Web3 + Web2 Payments

Blockchain Power, Simple Experience

AE Coin stablecoin, multi-token payments, gasless transactions, social identity transfers, and 3-second settlements. All the benefits of Web3 without the complexity.

Web3 Payments

Blockchain-powered payment infrastructure with simple UX

AE Coin Integration

The UAE's first CBUAE-licensed AED stablecoin. 1:1 backed, instant settlement, on-chain transparency.

CBUAE licensed
100% reserve backed
Daily attestation

Multi-Token Payments

Pay with AE Coin, USDT, FDUSD, BNB, EURC, or EURT. Recipients choose their settlement currency.

6+ tokens
Auto-conversion
Best rates

Gasless Transactions

Send payments without paying gas fees. We sponsor blockchain costs through meta-transactions.

No gas fees
We cover costs
Just like Venmo

Social Identity Payments

Send to @twitter handles, ENS domains (vitalik.eth), Lens profiles, phone numbers, or emails.

@username support
ENS domains
No wallet needed

On-Chain Invoices

Create invoices with immutable payment proof recorded permanently on opBNB blockchain.

Immutable records
Auto-reconciliation
Audit trail

Auto-Swap Settlement

Customers pay any token, merchants receive AE Coin. Automatic conversion in under 3 seconds.

Accept anything
Settle in AED
3-second swap

Core Features

Essential payment capabilities powered by blockchain

Multi-Currency Wallet

Hold AE Coin, USDT, FDUSD, BNB, EURC, and EURT in one secure blockchain wallet.

6+ currencies
Real-time balance
On-chain security

3-Second Transfers

Send money instantly via phone, email, @username, or ENS domain. Gasless for you.

Gasless P2P
3-second settlement
Social identity

Dynamic QR Invoices

Price in AED, accept any crypto. QR codes with embedded payment data and auto-conversion.

AED pricing
Multi-token accept
Auto-convert

Blockchain Invoicing

Create on-chain invoices with immutable proof. Track payments with full transparency.

On-chain proof
Auto-reminders
Audit trail

Crypto Cards

Spend your crypto anywhere with NFC-enabled cards

Virtual Crypto Cards

Instant virtual cards linked to your crypto wallet. Spend AE Coin, USDT, or any token.

Instant issuance
Multi-token spend
NFC enabled

Physical Debit Cards

Premium physical cards for ATM access and worldwide merchant payments.

ATM withdrawal
Global acceptance
Premium design

Smart Controls

Freeze instantly, set limits, block categories. Real-time notifications for every transaction.

Instant freeze
Spending limits
Category blocks

Apple/Google Pay

Add to Apple Pay, Google Pay, or Samsung Pay for contactless crypto spending.

NFC payments
Tap to pay
All wallets

Family & Islamic Finance

Shariah-compliant family finance with on-chain controls

On-Chain Family Accounts

Create family accounts with blockchain-enforced controls. Up to 10 members per family.

Smart contract rules
10 members
Activity tracking

Parental Controls

On-chain spending limits, category blocking, and approval workflows for children.

Blockchain limits
Approval required
Category blocks

Ramadan Mode

Automatic charity suggestions with 2-5x donation multipliers during Ramadan.

Auto-suggest
2-5x multiplier
UAE charities

Zakat Calculator

Track your crypto wealth, calculate Zakat obligations, donate directly on-chain.

Crypto tracking
Auto-calculate
On-chain receipts

Merchant & Enterprise

Accept crypto, settle in AED, 0.3% fees

3-Second Settlements

Accept any crypto, receive AE Coin in 3 seconds. Not 2-3 business days like Visa.

0.3-0.5% fees
3-sec settlement
Any token

Enterprise API

Full REST API with webhooks. Shopify, WooCommerce, Magento connectors included.

REST + WebSocket
E-commerce plugins
1k-5k req/min

Reserve Attestation

On-chain proof that every AE Coin is 100% backed by AED. Daily attestations.

Daily proof
On-chain verify
100% backed

Compliance Built-In

VARA/CBUAE for UAE, GDPR/PSD2/AMLD5 for EU. Automated KYC/AML included.

UAE + EU compliant
Auto KYC/AML
Audit reports

Global & Multi-Region

GCC + European coverage with local compliance

GCC Cross-Border

Instant transfers across UAE, Saudi, Kuwait, Bahrain, Oman, Qatar with high limits.

50K AED daily
Instant settlement
6 GCC countries

Euro Stablecoins

EURC and EURT support for European users. SEPA-like instant EUR transfers.

EURC/EURT
0.25% fees
PSD2 compliant

Auto Currency Conversion

Pay in any token, receive in your preferred currency. Best rates, no hidden fees.

Best rates
Instant swap
No hidden fees

Multi-Jurisdiction

Automatic compliance rules based on user location. UAE, EU, GCC handled automatically.

Auto-detect
Local rules
Seamless UX

Security & Compliance

Audited smart contracts with regulatory compliance

Audited Smart Contracts

All smart contracts audited. UUPS upgradeable pattern for security patches.

Third-party audit
UUPS upgradeable
Bug bounty

Multi-Sig Security

Enterprise accounts with multi-signature approval for large transactions.

Multi-sig wallets
Approval thresholds
Hardware keys

On-Chain Transparency

Every transaction verifiable on opBNB. Reserve attestations published daily.

Verify on-chain
Daily attestation
Full audit trail

Real-Time Monitoring

Instant alerts for suspicious activity. 24/7 compliance monitoring.

Instant alerts
AML screening
24/7 monitoring
Coming Soon

What's Next

We're constantly building new features. Here's what's on our roadmap.

Cashback Rewards

Q1 2026

AI Analytics

Q2 2026

More Chains

Q2 2026

White-Label API

Q3 2026

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